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Writer's pictureLiz Becerra

What happens when you file your 1099s late and what are the fees?

Updated: Apr 23

Filing tax forms is a crucial responsibility for businesses, and when it comes to Form 1099, timing is everything. Whether due to unforeseen circumstances or a simple oversight, filing late can cost you money. Let's dive into the consequences and penalties associated with late filing and explore how you can navigate these challenges.


Understanding the Basics:

Form 1099 is used to report various types of income, such as freelance payments, rental income, and dividends. The filing deadline is typically January 31, and failing to meet this deadline can lead to penalties.


Late Filing Penalties:

The Internal Revenue Service (IRS) imposes penalties based on the timing of your filing.

  • If you file within 30 days of the due date, the penalty is $50 per form.

  • Filing between 31 days and August 1 increases the penalty to $110 per form.

  • Beyond August 1 or failing to file altogether results in a hefty penalty of $280 per form.

Size of Business Matters:

The size of your business plays a role in determining penalties. Small businesses with average annual gross receipts not exceeding $5 million may face lower penalties, while larger businesses could be subject to higher fines.


Intentional Disregard:

If the IRS determines that your late filing was due to intentional disregard, the penalty per form skyrockets to $560, with no maximum limit. It's crucial to demonstrate genuine efforts to comply with filing deadlines.


Correcting Mistakes:

In case errors are discovered, correcting forms promptly is essential.

  • Filing corrected forms within 30 days incurs a $50 penalty per form

  • Filing after 30 days but by August 1 increases the penalty to $110 per form.

  • Filing corrected forms after August 1 or neglecting to file them altogether leads to a $280 penalty per form.


Mitigating the Impact:

If you find yourself facing late filing penalties, it's important to file as soon as possible. The IRS may consider reasonable cause for late filing and grant penalty relief if a valid explanation is provided. Seeking guidance from a tax professional can be instrumental in navigating this process.


While the repercussions of filing 1099s late can be challenging, taking corrective action and adopting a proactive mindset can make a significant difference. Stay informed, stay on top of deadlines, and when in doubt, seek professional advice to ensure that your business remains in good standing with the IRS.


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